Those who doubt Apple will open up should read this. (Click to read full post)
Deep fakes has become a real threat toward most of the commonly used remote enrollment platforms. Lets face it most of them are not even resistant to semi advanced photo shop manipulation of documents. Things get even worse when you try to match the supposedly genuine document with the person supposedly presenting them, most if not all will be fooled by a simple photo, a simple paper mask or a video playback. Some use 3D modeling which are far from foolproof and cumbersome to use in the best of situations. What we provide can not be fooled by photo shop as we provide a fully digital signed validation method and the document matching to the person presenting them is not being fooled by anything that is currently present or anything likely to being present in the foreseeable future.
Jannicke Birkevold, manager IDmee and Ørjan Bagn, head of Channels for Large Corporates in DNB. Photo: Stig B. Fiksdal
With technology from IDmee the Norwegian bank DNB is hoping to revolutionise how businesses identify people all over the world. The technology is path-breaking and complex, but accessible in a easy to use solution for the user.
In just a couple of few weeks on 11th June, the Norwegian bank DNB will release their identification app called DNB ID, using technology from IDmee.
“We are really looking forward to this first release, and hopefully we are going to revolutionise identification across the world”, says Ørjan Bagn, head of Channels for Large Corporates in DNB.
“The software development kit (SDK) provided by IDmee provides us with complex technology in an easily integrated package. Being IDmee`s first customer, we have worked closely together throughout the whole process, ensuring every aspect of the solution is working as planned, and so it does”, says Ørjan.
In connection with customer on-boarding, KYC/AML, investments, real-estate and other processes in need of proper identification, DNB complete over 80.000 passport based identifications each year. The new solution DNB ID will identify people by using a mobile phone, a passport and their own face. The app helps the user throughout the process, with step by step explanations.
Screenshots from DNB ID prototype on a Samsung S8. Photo: Samsung and DNB
“We have developed a path-breaking technology, allowing safe digital identification. IDmee makes it possible for anyone having a biometrical passport and a NFC Mobile phone to do a digital identification. The technology in IDmee uses NFC technology to read the information stored in your passport, and then we use facial recognition technology to combine the user and the passport”, explains Jannicke Birkevold, manager for IDmee.
IDmee and DNB have worked closely on the first solution using IDmee Technology. Photo: Stig B. Fiksdal
IDmee is an entrepreneurial business providing identification technology to any business needing to easily and safely identify people. “DNB is Norway’s largest financial institution, and we are so excited to have them as our first customer”, says Jannicke.
As an end note Jannicke adds “It seems that we have hit a nerve in the market with this technology. There are over 100 countries issuing biometrical passports, and companies from all over the world have made contact with us. We are now in dialogue with several to see how our technology can solve their problems.”
Finextra writes abaout DNB and IDmee:
Meet our CTO/CISO:
The story about IDmee:
Now you can show the bank your passport from home
DNB has developed IDmee, a service that means you do not have to meet in person to verify your identity using your passport.
DNB has developed a brand new, cutting-edge and secure solution for digital identification by passport. IDmee enables anyone who has a passport with a chip and a mobile phone with NFC to identify him/herself digitally. IDmee scans the passport, checks that the person carrying out the process is the rightful owner of the passport and ensures that the information is transmitted in a secure manner.
More than 100 countries issue passports with a chip. This means that IDmee can enable people all over the world to use their passport to verify their identity without having to meet in person.
IDmee may, for example, allow foreigners who are moving to Norway to establish a customer relationship in a Norwegian bank, apply for a work permit or complete other processes that require identification by passport – in good time before they come here. The solution will also be useful for people who live far from the nearest bank office. Today, potential customers have to show up in person and present their passport to verify their identity before establishing a customer relationship in a Norwegian bank for the first time. I DNB alone, there are about 85 000 such verifications each year. Now, it will be possible to do this from the comfort of home.
It was DNB’s own developers, Jannicke Birkevold and Ronny Kahn, who came up with the idea for the solution.
“In line with DNB’s strategy to cooperate with fintech companies, we have found partners that provide parts of the technology we need, though we are responsible for the solution,” says Birkevold and gives credit both to the partner companies and to her colleague Ronny Kahn, whom she describes as one of Norway’s best in this field.
The solution is based on NFC (Near Field Communication) technology. Therefore, it will initially only be possible to use it on Android phones, i.e. not on iPhones.
“We think, however, that it is only a matter of time before Apple also opens up for using this technology in their phones,” says Birkevold.
IDmee is established as a separate subsidiary of the DNB Group, as the intention is to sell the solution to others. Birkevold is managing director of the company, while Kahn is responsible for the technical solution and security aspects. The target group is anyone who needs a means of secure identification of customers, such as other banks, tourism operators, public authorities and businesses.
“We believe that others will be interested in IDmee primarily because it will make everyday life easier for the customers, but also because it will make it easier to meet the authorities’ ever more stringent identification requirements. Birkevold has already noted that other banks – both nationally and internationally – are showing an interest in making use of the solution.
“We are already talking with several banks that are interested in the solution, but naturally, DNB is likely to be the first bank to make use of IDmee, and thus make identification by passport radically easier,” she concludes.
Great story in Dagens Næringsliv today!
DNB first to revolutionise international identification…….